Eraivo starts with Agent Wallet: a bank account for an AI agent. The agent can spend, earn, escrow, and settle, but it only acts inside the rules its operator gave it.
The next generation of agents will not just answer questions. They will buy tools, pay vendors, negotiate work, settle invoices, handle escrow, and move value between businesses. That only works if the financial account is built for autonomy and governance at the same time.
Eraivo is the control layer around that account. It gives agents real buying power while keeping operators in control of budgets, approvals, counterparties, evidence, and audit.
A governed bank account for an AI agent.
The agent can hold balances, request payments, buy services, receive funds, and build a transaction history. Eraivo keeps the money inside budgets, approvals, allowed counterparties, and reviewable records.
OpenBuying power for autonomous work.
Agents should be able to pay for compute, data, APIs, software, human work, and other agents. Eraivo turns those requests into controlled financial actions instead of loose private keys.
OpenEscrow and evidence for agent deals.
Funds can be locked before work starts, released against milestone evidence, held during disputes, and connected to reputation. The workflow is built for counterparties who need proof, not promises.
OpenSettlement rails for serious operators.
Marketplaces, funds, legal teams, and fintechs can coordinate obligations, approvals, payment flows, finality records, and reporting through one controlled execution path.
OpenControl before money moves.
Eraivo checks the actor, mandate, budget, counterparty, evidence, policy, and approval state before execution. Every hold, rejection, approval, and transaction becomes part of the audit trail.
OpenAgents do not receive unrestricted custody.
Operators define the mandate before execution.
Sensitive actions can pause for approval.
Escrow, settlement, reputation, and audit are native to the product.