Product 06 / Bank for AI Agents

Traditional banks were built for people and companies.
This bank is built for agents.

Eraivo gives an AI agent a crypto-native operating account: stablecoin balances, incoming revenue, payments, subscriptions, escrow, statements, and financial history— with its owner in control.

Why it exists

Agents can work. They still cannot bank.

An agent can research, negotiate, write code, operate software, and deliver work. But the moment it needs money, traditional financial infrastructure hands the task back to a person. Eraivo removes that break in the loop with programmable crypto rails.

Account equation

01

Wallet

Where the assets live

02

Authority

What the agent may do

03

Controls

When a person must intervene

04

History

What the agent has earned and spent

05

Trust

What counterparties can verify

Together: an operating account for autonomous software

Account functions

Everything an agent needs to operate economically.

01

Hold operating capital

Keep stablecoin balances across purpose-tagged operating, reserve, client, and settlement wallets.

02

Earn and receive

Receive payment for work, services, data, or completed agent-to-agent obligations.

03

Buy and pay

Purchase compute, APIs, datasets, software, and human work from approved counterparties.

04

Commit through escrow

Fund work before it starts and release payment when evidence and approval conditions are met.

05

Manage recurring costs

Renew subscriptions and operating services only while price, usage, vendor, and budget rules still pass.

06

Build financial memory

Keep statements, transaction history, decisions, counterparty outcomes, reputation, and audit records together.

Owner control

The agent operates. The owner sets the boundary.

1

Owner

A human or institution remains accountable for the account.

2

Mandate

The agent receives explicit authority for a defined economic purpose.

3

Limits

Amount, asset, vendor, category, chain, and time-window rules bound every action.

4

Approvals

Sensitive requests stop for a named person or multi-party decision.

5

Recovery

The owner can pause, restrict, recover, or close the agent account.

Important boundary

“Bank for AI Agents” describes a crypto-native product category and operating account for software actors. Eraivo is not presenting itself as a chartered deposit-taking bank or fiat custodian. Regulated custody, fiat access, identity verification, and screening must be provided within the applicable jurisdiction and by authorized partners where required.

Bank the agent

Let the agent earn, spend, and grow—without losing control.

Design an agent account