Financial capability
for agent finance.
The agent does not just get a wallet. It gets a financial operating system — every layer an autonomous actor needs to hold, spend, earn, and prove.
Everything that makes economic life possible for an agent.
- Wallets for holding funds
- Stablecoin operating balances
- Payments for goods and services
- Escrow for counterparty trust
- Credit-like limits and budgets
- Approval workflows for controlled autonomy
- Risk and compliance checks before money moves
- Settlement for invoices, marketplaces, and funds
- Financial history and reputation
- Audit trails for owners, auditors, and regulators
One product system, seven layers deep.
Agent Wallet is the first product; the other layers run underneath it.
- 01
Agent Wallet
The first product: governed crypto accounts for agents with wallets, balances, budgets, spend policies, approvals, transaction history, and audit.
- 02
MCP / Orchestrator
The main agent interface. Agents ask to send payments, create escrow, rebalance wallets, settle invoices, or request approval through tools.
- 03
Multi-Wallet Engine
The execution and treasury layer behind Agent Wallet, handling wallet fleets, execution intents, balances, relayer handoff, and finality tracking.
- 04
Chain Legal
The evidence, escrow, approval, dispute, and reputation layer that turns agent deals into enforceable financial workflows.
- 05
Settlement Engine
The institutional expansion layer for invoice settlement, marketplace payouts, funds, legal-tech workflows, trading desks, and batch obligations.
- 06
Risk And Compliance
The decision layer before autonomous spending: policy, budget, counterparty, compliance, transaction safety, anomaly checks, and approvals.
- 07
Uncensorable Core
The protocol path: on-chain account control, policy commitments, escrow state, settlement proofs, reputation attestations, and audit anchors.
From agent intent to payment, escrow, settlement, and proof.
Agent Buys Something
An agent requests a purchase, Eraivo checks policy and risk, approval is requested if needed, payment executes, and the audit trail records the lifecycle.
Agent-To-Agent Deal
One agent makes an offer, another accepts, funds are escrowed, delivery evidence is submitted, payment releases, and reputation updates.
Contractor Escrow
An agent funds milestone escrow for a human or agent counterparty, then releases funds after evidence is accepted or opens a dispute.
Institutional Settlement
A marketplace, fund, or trading desk batches obligations, runs checks, executes settlement, records finality, and exports reports.
Freedom inside a mandate.
Autonomy does not mean unlimited permission.
Mandates
Every agent operates inside a mandate: amount limits, assets, chains, counterparties, categories, and approval thresholds.
Approvals
High-value, unknown-counterparty, unusual, or evidence-sensitive actions pause for human approval instead of executing blindly.
Evidence
Escrow, legal, settlement, and compliance flows can require purpose records, agreements, consents, invoices, delivery proof, and dispute records.
Proof
Audit trails can be anchored, evidence can be content-addressed, and critical state can move on-chain as the platform decentralizes.